Federal Direct Loans are low-interest loans for students and parents (Parent PLUS only) to help pay for the cost of a student's education after high school. To review the current rates and loan terms, click here. Each applicant to the NJCLASS loan will need to establish their own user-id and password to: Search for scholarships for college students with our free matching service for scholarships. You can review the information listed for the Federal Direct Parent PLUS Loan, the State’s NJCLASS Loan and private loans listed under the Alternative Student Loans or ELM Select links. Also learn about financial aid and student loan options to find money to pay for college at Fastweb. The lender is the U.S. Department of Education rather than a bank or other financial institution. For parents looking to borrow loans for the next academic year, there are various options available in the links located at the bottom of this webpage. HESAA offers several NJCLASS loan options. Must I consider Federal Loans before I take out a NJCLASS Loan? Enhanced Security Features: HESAA has enhanced the security features of the NJCLASS loan application. To compare NJCLASS family loan rates and features to the federal Parent PLUS loan program, click here.

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